Question for you guys: Have you ever worried about losing your ring, or some other highly sentimental piece of jewelry?
Or, worse, have you ever actually LOST the thing?
I don’t know about you guys, but I like to take my engagement ring off quite a bit. For example, usually when I wash my hands, it comes off. I like to take it off when I go to bed, as I don’t like the imprint of an engagement ring on my cheek in the morning (not sexy). And I especially like to take it off whenever applying lotion – which is usually when I’m riding the subway.
Terrible idea, I know.
This leads me to my next point. Honey and I designed the engagement ring he gave me, and I wear the thing every day. Naturally it’s really quite special to me. And unless I know exactly where my engagement ring is, at all times, I will go into permanent freak-out mode at the drop of a hat until it is found. Like full-out panic attack. I feel ridiculous even
telling you guys about this but it’s real, the fear of losing something so pricey and important to me. Something so important to us as a couple.
Now. You wanna know the only thing that keeps me sane, whenever I think I’ve lost it forever? The insurance Honey got purchased when he bought the ring. It literally helps me sleep at night, just knowing we’re covered.
I firmly believe that not choosing to get your ring(s) covered is like saying “I’m ok with the very real possibility of losing thousands of dollars one day.”
Who is seriously ok with that?
Trust me on this one. Insurance is the way to go when it comes to your most important and sentimental jewelry items.
So, if you’re looking for a recommendation for who to work with on this, I’d like to point you in the direction of Jewelers Mutual Insurance Company.
According to Jewelers Mutual, “one of the most common reasons a policyholder makes an engagement/wedding ring claim is due to accidental loss or mysterious disappearance.” It’s so common to misplace jewelry you guys. It’s tiny. It’s worn on the body, so you do a lot of taking it off and putting it on and taking it off, and then putting it back on, and so on, and so on, and so on. Personally, I feel like I’m always *this close* to losing my engagement ring. So much so, that the actual losing of it can’t be too far off, I imagine. Yikes.
Here’s a little bit more from Jewelers Mutual that I thought was worth sharing…
It is wise to have coverage on your ring specifically instead of bundling your insurances together. Bundled insurance policies can cover some jewelry mishaps but there are strict rules to what they will cover. Jewelers Mutual is the jewelry insurance specific company that can cover you worldwide against common problems like accidental….
… loss, damages, and theft.
So to make the stress of getting married a little easier, I strongly recommend making sure that your newly acquired ring is fully protected.
So, I’m curious: have you ever lost, or almost lost, something sentimental or extremely valuable? And what did you do when it happened? What do you think of insuring such things?